The leading Open API middleware for banking.

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Let us help you accelerate your Open Banking journey.

Pioneering Open Banking concepts, standards and technology since 2010, the Open Bank Project is the global standard and open source platform for Open Banking.

OBP has inspired and supports regional standards and frameworks such as UK Open Banking, STET and Berlin Group.

Drive Innovation & Scale your partnership effort

With over 11,000 developers and fintechs using the Open Bank Project, banks can tap into a global community of innovators who are keen to collaborate. See examples here. Our technology was built with fintech developers in mind, giving them a superior experience and unparalleled access to tools and documentation to boost their productivity.

Enhance Security & Control

OBP comes with its own API Manager which handles access control, monitoring and authentication, putting the bank in control of the third party partner relation. Banks can decide which APIs to expose and to whom, and can revoke access at any time.
The solution is deployed on-site behind the bank’s firewall, ensuring a level of security equal to or better than the bank’s current systems.

Experiment in the Open

OBP offers a fully-operational and self-contained sandbox environment deployed in the cloud or on-site and using test customer data. This sandbox environment enables the bank to offer an experimentation facility without connecting to production systems (ideal for hackathons and prototyping). It includes a catalogue of over 250 pre-built APIs to choose from – e.g. access to accounts, transactions, payments, KYC, etc.

Expedite integration with your legacy

In production – Using best-of-breed, functional and scalable technology, the Open Bank Project provides a set of pre-built connectors and adaptors which integrate with core banking systems.
The overall architecture comprises modular building blocks which enables organisations to cherry pick modules that fits best their requirements.

Future proof your bank in accordance with Open Banking regulation

OBP enables EU PSD2 compliance out of the box covering everything from payment initiation to strong customer authentication (SCA). The platform also offers the ability to surface multiple industry standards such as Berlin Group and UK Open Banking.
Elsewhere, we commit to track regulatory changes and enhance the platform accordingly, making the overall solution future-proof in terms of future Open Banking regulations in your country.

Powered by Open Source and a stellar international team

Open Bank Project is open source. This means organisations can access the latest source code at any time, benefit from the input of third party professionals and other banks and test the solution freely. For commercial use, our customers can subscribe to a commercial licence which gives access to hardened security patches, proprietary connectors and enterprise support by the pioneers of the Open Banking movement.

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Let us help you accelerate your Open Banking journey