Intercam Banco’s Journey to Open Finance Compliance in Mexico


Intercam Banco has been offering a wide range of financial services to individuals and businesses for over 30 years.

The first set of regulations published by CNBV regarding Open Banking was published on June 4th, 2020 and they are related to the standardisation and sharing of open data, specifically, the location and services offered by ATMs (ATM APIs).


Intercam Banco was exploring different platforms to comply with the new standards in a way that suited its goals and technical requirements, and the bank chose the Open Bank Project.


Intercam’s infrastructure was fully on-premise and did not use REST APIs. OBP API and tools were deployed in their on-premise data center. The objectives of this work were to:


How TESOBE Helped

Based on Intercam’s requirements, TESOBE launched the OBP solution on Red Hat OpenShift, an enterprise Kubernetes container platform for developing, deploying, securing, and scaling applications fast. 

The production environment was launched with ATM APIs based on the local regulatory standard published by the CNBV. TESOBE developed the required procedures to import the ATM data provided by Intercam into the sandbox, pre-production, and production environments of the OBP API deployment.

The ATM data is exposed by OBP API via RESTful APIs according to the CNBV’s Open Banking requirements, making Intercam Banco effectively compliant with the Mexican regulation. All ATM data is stored in OBP API’s internal database where it can be edited and managed via API endpoints.

Supplementary tools like API Explorer and API Manager were also deployed to allow for a smooth developer experience as well as to provide management interfaces for Intercam’s administrators.

TESOBE also localised OBP API and the supplementary tools to Spanish, improving its usability in Latin America. 



We’re delighted to have successfully achieved compliance with the Mexican Fintech Law. TESOBE has been a valuable partner during the project and we feel more than equipped with the OBP technology, especially because it gives us the option to go beyond compliance when we feel ready.

Jose Ramon Rincon Ruiz

Jose Ramon Rincon Ruiz

Technical Project Manager at Intercam Banco



Although banks in Mexico are still waiting for the second set of rules, Intercam is already compliant with the first phase and is preparing for the standards governing transaction data. Complying with Open Finance can be straightforward when you have the right partner.

Simon Redfern

Simon Redfern

CEO of TESOBE and Founder of the Open Bank Project



For more information on Open Finance compliance, talk to us at: | @OpenBankProject |

+49 (0)30 8145 3994

About TESOBE and the Open Bank Project

TESOBE GmbH is an independent company founded in Germany that assists banks in executing effective API strategies. The Open Bank Project started life in 2010 with the vision of enabling all banks to benefit from open innovation, open APIs, and wider access to fintech startups. It quickly scaled into the leading open-source API solution for financial institutions, spanning over 500 banking-specific APIs supported by 11,000 fintech developers worldwide with over 100 global banking customers.

About Intercam

Active for 30 years, Intercam Banco is a Mexican Financial Group that offers financial services to Individuals, Individuals with Business Activity and Legal Entities, whether domestic or foreign, through its different businesses: Bank, Brokerage House, Insurance and Bonds, Investment Funds, Trust Funds and International.