PSD2: Focus on Action

How to comply with and make the most of PSD2

Banks in Europe are already facing pressure from regulators who, on behalf of and to empower customers, require them to open up access to information and payment services with an emphasis on protecting the customer through robust authorisation procedures and upgraded security that stays ahead of contemporary challenges.

The requirements of the PSD2 Regulatory Technical Standards (RTS) are a foremost consideration in the development of technical solutions and receive detailed focus in this report. The report also outlines OBP PSD2 Suite, a turn-key solution to solve PSD2 compliance, and provides an insight into making the most of an API investment using the Open Bank Project technology.

The report covers:

  • The directive’s background and its compliance requirements;
  • Which API to expose in order to become PSD2-compliant and an example set of APIs;
  • How banks should move beyond PSD2 to achieve the full potential of their API investment;
  • How the Open Bank Project PSD2 Suite can help accelerate compliance.

To supplement this report, we deployed a PSD2 sandbox, at

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