Regulating Open Banking 2021: Roadmap for Developing Open Banking API Standards

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API standardisation has a significant impact on how the market receives an Open Banking regulation. In short, better-defined frameworks offer greater structure and clarity during the initial phases of open banking implementation; frameworks improve developer experience and accelerate innovation, and ensure consistent security models, API documentation, and functionality across banks.

Regulating Open Banking 2021 is written for regulatory bodies who want to ensure interoperability and security in their region’s financial services sector by standardising access to financial data.

The report includes:

  • An Introduction to API Standards
  • The Open Banking Regulatory Pyramid:
    Aims & Principles,
    Responsibilities & Privileges,
    Technical Requirements.
  • A Roadmap for Developing Open Banking API standards
  • A Case Study of the Open Banking Standard in Georgia

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